Secured Merchant Payment using Biometric Transaction
Biometrics plays an important role for security which is efficient in the years to come. Organizations will capitalize on the combined effect of biometrics and tokenization to strengthen security, cut payment fraud costs, while eliminating the inconvenience and anxiety of using and protecting payment cards and card data during biometric payments. Proposed system is accessed by three entities namely, Admin, Merchant and User. Admin need to login with their valid login credentials first in order to access the android application. After successful login, admin can access all the modules and perform/manage each task accurately. Admin can login and perform task such as add new users with details, manage added user like editing or deleting details if needed. Admin can add new merchant with details such as basic, shop/office, license and bank details. All the added merchant details can be managed by the admin. Merchant need to login in order to access the system. Merchant can initiate new transaction and enter details such as amount and description and for verification, merchant need to scan and verify his/her fingerprint to complete the transaction. All the completed transaction can be viewed by the merchant based on selected date range. User can login into the system and perform task such as view own profile details and view transaction history.
Modules and their Description
The system comprises of 3 major modules with their sub-modules as follows:
- Admin:
- Login: Admin need to login using valid login credentials.
- Add Users: Admin can register new user with details such as Basic Details, Bank Details, Fingerprint, Amount Limit and Card Details.
- Manage User: System allows admin to View / Edit / Delete a registered user.
- Merchant Account: Admin can add new merchant details such as Basic Details, Shop / Office Details, License ID and Bank Details.
- Manage Merchant: All the registered merchant details are managed by the admin itself.
- Merchant:
- Login: Merchant can login using valid login credentials in order to access the system.
- New Transaction: A new transaction can be initiated by the merchant with respect to specifying amount, description and Fingerprint for verification.
- View Transaction: All the transaction details can be viewed by selecting Date Range.
- User:
- Login: User need to login using valid login credentials in order to access the system.
- Profile: User can view their own profile once logged into his/her account.
- Transaction History: All the transaction details can be viewed by the user.
- Software Requirements:
- Windows 7 or higher
- SQL 2008
- Visual studio 2010
- Hardware Components:
- Processor – i3
- Hard Disk – 5 GB
- Memory – 1GB RAM
- Internet Connection
Advantages
- Application is very fast
- Easy-to-use
- Accurate
- Reliable, and
- Less expensive authentication
Disadvantages
May provide incorrect results if data not entered correctly.
Application
This application can be used by merchants who need security to protect their data